skip to Main Content

If you enjoy reading our newsletters, would you like to be on our mailing list? Please click on the ‘Contact Us’ button on the upper right hand corner and provide us with your mailing address.

Is Deposit Insurance a Moral Hazard?

The FDIC came out with an interesting (at least to me, an ex-banker) study entitled: “Options for Deposit Insurance Reform”. Most of us haven’t thought too much about banks failing and deposit insurance for the last couple of years, that…

Read more

Who Else Owns Long Term Treasuries? Further Thoughts.

Long-term bond purchases and the subsequent increase in interest rates short- circuited Silicon Valley Bank. Who else might have bought them? In a report (March 2020) by the Congressional Budget Office, treasury bonds (the long-term ones) represented 14% of the…

Read more

Entrepreneurship in New Mexico

We may not have the biggest country geographically, but the diversity of our citizens is second to none. Nancy and I recently visited New Mexico. Mexican heritage is strong- a large percentage of the population speaks Spanish in addition to…

Read more

The Importance of PR for Small Businesses

In December, there was a horrible accident- two people driving at the edge of a steep canyon in a Hyundai Elantra, hit gravel, lost traction, and plunged over a 300-foot cliff.  Miraculously, the people survived without major injuries. Cloe Fields,…

Read more

Where Have All the Seminars Gone?

Every year in the last quarter of the old year/first quarter of the new year, I receive invitations from banks and brokerage firms to seminars about where the economy is headed. This has happened through COVID, virtually of course, as…

Read more
Back To Top